Jan 5, 2026

Real Estate Guide to ZIP Code 92107 Point Loma San Diego

Discover Point Loma real estate in ZIP code 92107. Explore 1,200+ coastal properties with ocean views, maritime history & urban convenience in San Diego.

Real Estate Guide to ZIP Code 92107: Your Gateway to Point Loma Living in San Diego

San Diego's ZIP code 92107 represents one of the most desirable coastal communities in Southern California. Known primarily as Point Loma, this area combines stunning ocean views, rich maritime history, and a vibrant residential market that continues to attract both homebuyers and investors. With approximately 1,200 properties dotting this scenic peninsula, 92107 offers a unique blend of urban convenience and coastal charm that's hard to find elsewhere in San Diego.

Overview of Point Loma and the 92107 Area

Point Loma, encompassed by ZIP code 92107, sits on a dramatic peninsula that forms the western boundary of San Diego Bay. This historic neighborhood is home to some of San Diego's most significant landmarks, including the Cabrillo National Monument, Sunset Cliffs Natural Park, and the bustling Liberty Station development. The area's strategic location provides residents with easy access to downtown San Diego while maintaining a distinct coastal village atmosphere.

The community is characterized by tree-lined streets like Point Loma Ave and Santa Cruz Ave, where mid-century homes and modern developments coexist harmoniously. West Point Loma Boulevard serves as a main arterial, connecting residents to the greater San Diego metropolitan area while providing access to local amenities, restaurants, and recreational facilities.

Point Loma's military heritage is evident throughout the area, with Naval Base Point Loma and the Marine Corps Recruit Depot nearby. This military presence has historically influenced the neighborhood's development and continues to contribute to its stable real estate market.

Real Estate Market Characteristics in 92107

The real estate market in ZIP code 92107 is known for its resilience and consistent appreciation, driven by limited inventory and high demand from both local buyers and out-of-state purchasers seeking California coastal living. The peninsula's geography naturally constrains new development, creating a supply-limited market that tends to maintain property values even during broader economic fluctuations.

Properties in this area typically command premium prices due to several factors:

  • Ocean proximity: Many homes offer stunning views of the Pacific Ocean or San Diego Bay
  • Limited supply: Geographic constraints mean new construction is rare and valuable
  • Desirable amenities: Close proximity to beaches, parks, and recreational facilities
  • Strong community: Established neighborhoods with active community involvement

The market sees consistent activity throughout the year, with seasonal peaks during spring and early fall when the weather showcases the area's natural beauty at its finest. Properties often receive multiple offers, particularly those with ocean views or unique architectural features.

Types of Properties Commonly Found in Point Loma

The housing stock in 92107 reflects decades of thoughtful development and architectural evolution. Prospective buyers and investors will find a diverse range of property types:

Single-Family Homes

The majority of properties in Point Loma consist of single-family residences, ranging from charming 1940s cottages to contemporary custom homes. Many properties feature:

  • Mid-century modern architecture with clean lines and large windows
  • Traditional California bungalows with period details
  • Contemporary homes taking advantage of view lots
  • Renovated military housing from the area's naval heritage

Condominiums and Townhomes

The condominium market in 92107 offers excellent options for first-time buyers and investors. Many developments feature:

  • Ocean or bay view units with premium pricing
  • Low-maintenance living ideal for busy professionals
  • Resort-style amenities including pools, fitness centers, and community spaces
  • Investment opportunities with strong rental demand

Multi-Family Properties

Investment-focused buyers will find opportunities in duplex and small multi-family properties, particularly attractive given the area's strong rental market supported by military personnel, young professionals, and families seeking coastal living.

Why Investors and Buyers Choose ZIP Code 92107

Point Loma's appeal extends far beyond its scenic beauty, offering compelling reasons for both investment and primary residence purchases:

Lifestyle Benefits

Living in 92107 means embracing the California coastal lifestyle. Residents enjoy year-round outdoor activities, from surfing at Sunset Cliffs to sailing in San Diego Bay. The area's numerous parks, including the expansive Liberty Station, provide ample green space and recreational opportunities.

Economic Stability

The presence of military installations provides economic stability and consistent demand for housing. Additionally, the area's proximity to San Diego's biotech corridor and downtown business district attracts high-earning professionals who value the work-life balance that Point Loma offers.

Investment Potential

Real estate investors are drawn to 92107 for several reasons:

  • Appreciation potential: Historical data shows consistent property value growth
  • Rental demand: Strong market for both long-term and short-term rentals
  • Tourism appeal: Properties suitable for vacation rental markets
  • Limited competition: Geographic constraints limit new supply

Transportation and Connectivity

Despite its somewhat isolated peninsula location, Point Loma offers excellent connectivity to greater San Diego. The area is served by multiple bus routes, and the proximity to San Diego International Airport makes it attractive to frequent travelers. Major employers downtown are easily accessible via the Coronado Bridge or Harbor Drive.

Researching Property Owners in ZIP Code 92107

Whether you're a real estate investor looking for off-market opportunities, a buyer seeking to understand neighborhood dynamics, or a professional conducting market research, understanding property ownership patterns in 92107 is crucial. Property owner information can reveal:

  • Investment opportunities from motivated sellers
  • Market trends and ownership patterns
  • Commercial property ownership for business development
  • Historical transaction patterns that inform pricing strategies

Traditional methods of property research often involve time-consuming visits to county offices or costly subscription services. However, modern technology has streamlined this process significantly.

For comprehensive research into Point Loma's real estate market, you can View all 92107 properties to get a complete picture of the area's housing stock. This information becomes particularly valuable when combined with ownership data and market trends.

The Broader San Diego Real Estate Context

Understanding 92107 requires context within San Diego's broader real estate market. San Diego real estate continues to be among the most sought-after in California properties, driven by the region's economic diversity, climate, and quality of life factors.

Point Loma's position within this market is unique – it offers coastal living without the tourist crowds of beach communities like Mission Beach or Pacific Beach, while providing better value than ultra-premium areas like La Jolla.

Getting Started with Your Property Research

Whether you're planning to buy, sell, or invest in ZIP code 92107, thorough market research is essential. Modern property research tools like Parcels Contact make it easy to identify property owners, understand market dynamics, and discover investment opportunities that might not be visible through traditional channels.

Ready to explore the opportunities in Point Loma's real estate market? Start your free property search today and unlock comprehensive property and ownership data for ZIP code 92107. With access to detailed property information, ownership records, and market insights, you'll be well-equipped to make informed decisions in this competitive but rewarding market.

Point Loma's combination of natural beauty, economic stability, and limited supply creates a compelling case for real estate investment and homeownership. As San Diego continues to grow and evolve, ZIP code 92107 remains a cornerstone of coastal California living, offering opportunities for those ready to explore this remarkable community.